Dostupná pôžička [Personal Loan]

What is dostupnápôžička [Personal Loan]?

• non-specific loan from € 400  to € 3,500
• matures within 20 - 70 months
• with monthly instalment from € 13
• available at every post office and branch of Poštová banka
• paid at in cash up to the amount of € 2,000
• loan with possibility of insurance of ability to repay loan in the event of termination of your employment, long-term sickness, or inability to repay loan for other serious reasons.

Advantages of dostupnápôžička [Personal Loan]

• qualify without charges [for granting of loan and for administration of loan account] - apply for loan using your current Poštova banka account  
• no guarantor
• qualify without proof of earnings
• payment of loan at post office and in cash
• possibility to establish personal account with service package KLASIK,  KOMFORT and MAXI  together with dostupnápôžička [Personal Loan] under the same agreement

Eligible borrower

• employees who reached age of 18, employed for more than 3 months and are Slovakia residents  
• pensioners until 65 years drawing retirement pension or service pension
• disability pensioner from 35 to 65 years of age

What documents do you need?

• ID card and one of the following documents: drivers licence, vehicle registration certificate, passport or birth certificate; pensioners or decision to be awarded retirement or service pension
• in the event of payment by transfer to account kept with other bank - statement from the other bank account with your name unit no older than 3 months.
• in the event of payment in cash - document proving residency, could also be in the name of husband/wife or parent [SIPO, invoice for electricity, gas, water rate/sewage charge, telephone, mobile phone, statement of bank account or statement of credit card, e.g. YES, OK, AURA, Quatro] not older than 3 months
• clients of Poštová banka [if longer than 6 months] does not have to submit document proving residency

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